Courier Fleet Insurance

Compare Courier Fleet Insurance Quotes

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Compare courier fleet insurance policies from leading insurers, including;

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Why Compare Cheap Courier Fleet Insurance Quotes With SimplyQuote?

We understand how difficult managing a fleet of vehicles can be, especially when you have multiple deliveries to do. Finding the best insurance cover shouldn’t be an uphill battle but often leaves courier fleet operators feeling overwhelmed.

This is where SimplyQuote comes in, offering a quick and easy solution for all your courier fleet insurance needs. Simply fill in the online form, provide a few basic details and voila – instant quotes from multiple UK insurance providers for your delivery vehicles!

Quit pulling your hair out and wasting time rummaging through piles of insurance quotes – opt for an easier, more convenient way with SimplyQuote today!


What Do You Need To Get A Courier Fleet Quote?

We need a few basic details before we can give you a courier fleet insurance quote:

  • Personal details – name, surname, UK address
  • Business details – registered name, physical address, claims history
  • Delivery vehicle details – make, model, size, registration details, annual mileage, delivery locations
  • Delivery driver details – age (generally over 25), experience, UK/EU driver’s licence

Why Do You Need Courier Fleet Insurance?

How Does Insurance For Courier Fleets Work?

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What Does Courier Fleet Insurance Cover?

Looking for the cheapest Courier Fleet Insuranc? Get your quote today!

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What Levels Of Courier Fleet Insurance Can You Get?

Like with any motor car insurance policy, you can cover fleets with three options:

Third-party only (TPO)

TPO protects you, your business and delivery drivers against third-party claims. For example, a pedestrian is knocked over by one of your drivers while out on delivery. TPO does not cover any expenses incurred (e.g. medical bills/repair costs) for your vehicle or driver.

Third-party, fire and theft (TPFT)

Third-party fire and theft is a level up from basic TPO cover and includes compensation, such as repair costs, should delivery vans be damaged by fire or stolen. It won’t cover costs if your vehicles are involved in a collision.

Fully comprehensive

Fully comp is the highest level of courier fleet van insurance you can get. It combines TPO and TPFT with the addition of repairing your vehicles, covering medical expenses of your drivers, windscreen protection and personal belongings – among others.

What Add-Ons Are Available For Courier Fleet Insurance? 

How Much Does Courier Fleet Insurance Cost?


How To Get Cheaper Courier Fleet Insurance Cover

You can lower your insurance premium by employing experienced courier drivers, installing telematics technology and opting for annual payments as opposed to monthly instalments.

Let’s take a closer look:


Employ experienced courier drivers

Experienced drivers – over 25 – are less likely to be involved in an accident due to having more experience on the road. Insurance providers are more inclined to lower your insurance premiums should your drivers be 25+ years old.

Note: While getting insurance for younger drivers isn’t impossible – you will pay higher premiums. Additionally, the more drivers you include on your policy, the higher the premium.


Install black box devices

Black box devices, or telematics technology, are a smart and efficient way for insurance providers to track and monitor how your fleet drivers drive. The collected data analyses how they accelerate, brake and turn corners and this feedback is used to calculate your courier insurance policies and premiums.


Make annual payments

Paying premiums upfront can save you a lot of money in the long run as you sidestep the interest rates added on monthly instalments.


Compare courier insurance quotes

Comparing a wide range of courier insurance quotes from various insurers broadens your horizons and allows you to compare different terms, conditions and pricing. Courier fleet operators can also use an insurance broker – or SimplyQuote’s free online comparison tool – to help with the comparison process.


Increase voluntary excess

This means paying for the amount you would have paid if your driver was in an accident. Once you’ve weighed up the costs, you might find that you want to risk this for the sake of cheaper insurance.


Keep haulage vehicles secure

Have courier vans fitted with alarms, trackers and/or immobilisers to ensure your vehicles are safe and secure. Keep delivery vehicles parked in a locked garage or private driveway overnight to prevent the risk of vandalism, burglary or theft.


Opt for cheaper vehicles

Trading in expensive vans and lorries with more affordable models can lead to cheaper premiums.


Don’t over-insure

Avoiding unnecessary add-ons is another way to save on your courier insurance policies.

How To Compare Courier Fleet Insurance Quotes With SimplyQuote?

Compare courier fleet insurance quotes with SimplyQuote in four easy steps:

  1. Fill in the short form: Tell us about yourself, your business operations and the type of vehicles that make up your fleet.
  2. Select optional extras: Choose which additional cover add-ons you want to include.
  3. Compare quotes: Find a quote to suit your budget and business needs.
  4. Save money: Get the best deal to start saving today.
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Frequently Asked Questions

What is courier fleet insurance?

Courier fleet insurance (or courier fleet van insurance) is a specialised motor vehicle insurance geared towards courier delivery vehicles. It’s a form of hire and reward insurance whereby drivers (and vehicles) are covered for transporting goods in exchange for a fee.

Is courier fleet insurance a legal requirement?

Although having courier insurance is a legal requirement, you can decide whether you want to insure each courier vehicle independently or under a fleet insurance policy.

How many vehicles can couriers insure with a fleet insurance policy?

Three or more vehicles are usually the standard requirement to be eligible for courier fleet van insurance and generally, there is no limit to how many vehicles can be added to one policy. Some insurance providers may cap the limit at 50 vehicles, whereas others may allow up to 500 vehicles on a single policy. It’s best to confirm these details with your chosen insurers.

What’s the difference between courier insurance and haulage insurance?

While both courier and haulage insurance is a form of commercial vehicle insurance, they do differ slightly:

  • Courier fleet van insurance – is a type of hire and reward policy covering courier vehicles for short-distance deliveries to multiple drop-off points, such as Amazon drivers.
  • Haulage insurance – is also a type of hire and reward insurance for courier vehicles doing long-haul deliveries to a single drop-off point. Think of a furniture removal company.
Is hire and reward insurance the same as courier fleet insurance?

Hire and reward insurance is a type of insurance needed to deliver goods from A to B in exchange for money. This includes courier services, taxi services and Uber Eat drivers. Courier fleet insurance is a form of hire and reward but specifically covers courier fleet vehicles while out on deliveries.