Uber Taxi Insurance

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Why Compare Uber Insurance Quotes With SimplyQuote?

SimplyQuote allows you to compare Uber taxi insurance quotes from dozens of leading insurance providers in the UK.

Finding the right insurance cover can be tough when you need to weigh up all your options. With SimplyQuote, you can get quotes within minutes – no stress, no admin, and no boring phone calls to insurance companies.

What Do You Need To Get A Quote?

  • Tell us about your vehicle, including the make, model, year, and mileage.
  • Provide personal information like your name, surname, age, claims history, and address.
  • Inform us where your car will be parked and the areas where it will be driven.

With this information, SimplyQuote can provide you with insurance quotes to cover your car, yourself and your passengers.

What Does Uber Taxi Insurance Cover?

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What Levels Of Uber Insurance Can You Get?

There are three different levels of Uber taxi insurance cover: third-party only, third-party, fire and theft, and comprehensive cover.


Third-party only

This is the minimum legal requirement for all cars in the UK. It only pays out for damages to other people’s vehicles, property or injuries caused to them when you’re at fault.

Third-party, fire and theft

This policy will only cover third-party claims as well as fire damage to the vehicle or compensation if the car is stolen. It will not provide cover for the cost of damage to the Uber driver’s car in the case of an accident.


This cover will safeguard both the Uber driver and any third parties involved in an accident. It will pay out for repairs to the Uber car, as well as any damage to the car or property of anyone else involved in the accident. It will also cover legal expenses or medical bills of third parties.

What Are The Types Of Uber Taxi Insurance Policies?

SimplyQuote is all about making Uber insurance easy and affordable

How Much Does Uber Insurance Cost?

The cost of Uber taxi insurance can vary from £1,500 to £3,500 per year.

However, the cost of your policy will depend on the level of cover you get and the duration of the insurance.

What impacts the cost of Uber taxi insurance cover?

The following factors impact the cost of your Uber private hire insurance policy:

  • Your age
  • Where you live
  • Where you drive while using the ride-sharing app
  • Where you park while off-duty
  • Your driving experience
  • Your driving history
  • The type of vehicle you drive

How Can You Get Cheaper Insurance Rates?

Here are some handy tips you can implement to bring down your insurance premiums:

Shop around

The easiest and fastest way to pay less for Uber taxi insurance is to shop around and compare quotes. SimplyQuote allows you to quickly compare insurance quotes from the UK’s leading insurance companies so you can find a policy that suits your needs and your budget.

Consider where you’re driving

Driving in high-risk areas, like in the city where there’s lots of traffic, will bump up your premiums. That’s because urban areas have more crime and the risk of an accident increases when driving on congested roads.

If you work in more rural areas or drive outside of peak hours, your premiums may be reduced.

Limit your mileage

Uber drivers naturally drive more than those who use their cars only for personal use.

The more you drive, the higher risk you are to insurance companies. By limiting your mileage as much as you can without impacting your income, you can cut down on insurance costs.

Keep a clean driving record

By adhering to the highway code, avoiding speeding and parking fines and not touching your no-claims bonus you can reduce your premiums as you’ll be considered lower risk.

Pay annually

Annual policies are more affordable than weekly or monthly policies.


Installing a telematics device (also called a black box) in your vehicle that can track your driving behaviour can decrease your policies. That’s because the insurer will receive the data and will then lower your premiums if you’re a responsible driver.

How To Compare Uber Insurance Quotes With SimplyQuote?

  1. Fill in the short form: Tell us about yourself, your car, and where you drive for Uber.
  2. Choose policy add-ons: Select which additional cover add-ons you want.
  3. Compare quotes: Find a quote to suit your budget and insurance needs.
  4. Save money: Get the best deal to start saving today.
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Frequently Asked Questions

What is Uber insurance cover?

Uber insurance is a form of private hire taxi insurance cover specifically designed for drivers who use their cars to offer ride-hailing services, like Uber.

This insurance takes into account the risks involved in transporting paying customers. It fills the gap between standard private car insurance and commercial car insurance.

Both the driver and passengers are safeguarded with this type of insurance.

Does Uber provide insurance for Uber drivers?

Yes, Uber does provide insurance while they’re using the ride-sharing app and have passengers in the car. However, their cover does not always extend to while the driver is waiting for a ride request or driving their car for personal use.

Therefore, getting additional Uber taxi insurance is crucial to ensure you’re covered at all times.

Which other ride-sharing app insurance cover is available?

Private hire taxi insurance is also available for drivers who operate with the following apps in addition to Uber:

  • Bolt
  • Ola
  • Lyft
  • Mytaxi
  • Gett
  • Kabbee
  • Radio Taxi
  • Com Cab