Boat Insurance
Compare Boat Insurance Quotes
- Complete one short form
- Quickly compare quotes
- Find a great deal today!
Compare insurance quotes from UK’s leading boat insurers including:
Why Compare Boat Insurance Quotes at SimplyQuote.co.uk
Because no two boat insurance policies are built the same—and what’s excluded in the small print can be the difference between smooth sailing and sinking finances.
You might assume your existing policy or marina membership already covers you. It often doesn’t. Some insurers only offer third-party liability. Others won’t cover inland waterways. And if you’ve got a trailer, moor your vessel abroad, or own an older boat, the policy variations can be significant.
At SimplyQuote, we take the confusion out of comparison. Our platform is powered by Quotezone, giving you access to a broad panel of specialist marine insurers in just a few clicks. Whether you need cover for a yacht, narrowboat, sailing dinghy, or jet ski, you can compare tailored policies in minutes—without repeating your details.
You’ll see which insurers include things like fire, theft, or salvage. You’ll know whether breakdown recovery is covered. And you can filter policies based on price, cover level, or usage type—before you ever commit.
In short, comparing doesn’t just save time. It protects your investment, your freedom to cruise, and your wallet from being left high and dry.
What Do I Need to Get a Quote?
To get a quote for boat insurance, you’ll need to provide some details about the vessel, how it’s used, and where it’s kept. It’s quick—but accuracy matters.
Insurers don’t just look at the type of boat—they assess the risk tied to how and where you operate it. That means the more precise you are when entering your details, the more accurate your quote will be. It also helps ensure you’re not left with any unexpected exclusions.
Here’s what you’ll typically be asked for:
- Boat type – Is it a narrowboat, yacht, jet ski, speedboat, RIB, or something else entirely?
- Hull material and construction year – Older or wooden boats may come with different underwriting terms.
- Mooring location – Are you marina-based, kept on inland waterways, or trailered and stored at home?
- Engine type and power – Details about inboard/outboard engines and horsepower will affect risk.
- Intended use – Pleasure use is standard, but racing, chartering, or business use must be disclosed.
- Security features – Alarms, GPS tracking, and secure moorings can all help reduce your premium.
- No claims history – Prior claims or accidents may influence your price or eligibility.
Most quotes don’t require documents upfront, and you won’t need to speak to anyone unless you want to. But be honest—especially about storage, value, and your boating experience. Getting those wrong won’t just affect price. It could void a claim.