SimplyQuoteInsightsTaxi InsuranceWhat insurance do I need for Uber?

What insurance do I need for Uber?

Uber drivers are at risk of accidents because of how many hours they spend on the road, which is why insurance is so crucial.

You will need private hire taxi insurance to drive for Uber in the UK. You’ll have to get a policy from an insurer that’s approved by Uber before you can start working as a driver.

Whether you’re considering becoming an Uber driver or you’ve been in the job for ages, let’s discuss what you need to know about Uber taxi insurance.

What type of insurance must Uber drivers have?

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What is covered by Uber taxi insurance?

How much does Uber insurance cost?

Does Uber provide insurance for Uber drivers?

Final thoughts

Frequently Asked Questions

What are the requirements to become an Uber driver in the UK?

To work as an Uber driver in the UK, you’ll need:

  • To be at least 21 years old
  • Have a full UK driving licence
  • Have one year of driving experience
  • Hold a private hire licence (from your local council)
  • Have special car insurance for Uber drivers from an approved insurer – private hire insurance which should include public liability insurance
  • Have completed Uber’s onboarding course
  • Have a vehicle that meets Uber’s requirements
  • Have an account on the Uber app
Does Uber private hire insurance cover passengers?

Most private hire insurance policies will provide cover for the Uber driver, third parties and passengers. However, each policy is different, so you need to carefully read your policy or chat with your insurance provider to ensure your policy meets the minimum legal requirements for private hire taxis in the UK.

What’s the difference between private and public hire taxi insurance?

Uber drivers specifically require private hire insurance, not public hire insurance:

  • Private hire insurance: This type of insurance applies to taxis that are hailed in advance, through a website or app.
  • Public hire insurance: This insurance covers taxi drivers who pick up fares at taxi ranks or from the street, without prior booking.