Bouncy Castle Insurance

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Why Compare Bouncy Castle Insurance With SimplyQuote?

Running a bouncy castle business, or organising one for an event, is stressful enough as accidents can happen in the blink of an eye.

Finding more affordable bouncy castle insurance shouldn’t add to your stress.

That’s why SimplyQuote has designed the 100% free, online, comparison tool which streamlines the process in a matter of minutes.

Simply fill in your details on the online form, click “compare” and you can bounce away with your new insurance policy!

What Do You Need To Get A Bouncy Castle Insurance Quote?

Why Do You Need Bouncy Castle Insurance?

What Does Bouncy Castle Insurance Cover?

This is what most bouncy castle insurance policies cover:

Public liability insurance

Public liability insurance will pay for any legal fees or compensation claims made against you/your company if the injured third party sues you for damages or injury.

For instance, bouncy castles can get punctured and collapse, or get blown over in strong winds, which could result in moderate to severe injuries to those playing on them.

Employers’ liability insurance

Employer’s liability insurance is a legal requirement if you have any employees working for your company. This includes part-time and casual employees.

This insurance will cover any legal fees or claims against you if an employee becomes injured or suffers any damages due to the work they do for your company.

Product liability cover

Product liability insurance is great if you sell bouncy castles and inflatable equipment as part of your day-to-day business.

This means you will covered if you sell a defective/faulty piece of equipment that results in the buyer sustaining injury. It covers all legal costs if they decide to sue you.

Professional indemnity insurance

This is similar to public liability insurance but is specifically aimed at bouncy castle operators/business owners. It protects you and your business if you make a mistake (that results in accidental damage/injury) when rendering your services.

Equipment cover

Without your inflatables, you can’t run your business. This type of cover will ensure that you have the means to replace your equipment before suffering a financial loss from being unable to operate.

When your equipment gets stolen (for example, if it disappears from a client’s home), this cover will be able to replace your equipment without you having to pay out of pocket.

How Can You Protect Your Bouncy Castle Business?

What Insurance Would You Need If You’re Organising A Bouncy Castle Event?

What Add-Ons Are Available For Bouncy Castle Insurance? 

Here are a few optional add-ons you can add to your bouncy castle insurance policy:

Business interruption insurance

compensates you during times of business closure, for example, if your bouncy castles are damaged and you can’t rent them out.

Commercial vehicle insurance

ensures your work van/vehicle is sufficiently covered.

Commercial property insurance

Tools cover

covers the replacement cost for loss, theft or damaged tools.

Legal expenses cover

extra legal protection when taken to court (or when you take someone to court).

Personal liability insurance

if you (the owner) sustain any injury or you are hosting an event at home.

How Much Does Bouncy Castle Insurance Cost?

How Can You Get Cheaper Bouncy Castle Insurance Rates?

How To Compare Bouncy Castle Insurance With SimplyQuote?

Comparing bouncy castle insurance with SimplyQuote is simple and stress-free:

  1. Fill in the quick questionnaire with a few details about yourself and your business.
  2. Choose the optional add-ons you want to include.
  3. Quickly compare quotes with SimplyQuote’s online, comparison tool.
  4. Save money and find an affordable policy today.
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Frequently Asked Questions

What is bouncy castle insurance?

Bouncy castle insurance is a type of public liability insurance specifically aimed at bouncy castle businesses. If you’re hosting a party at home (with a bouncy castle and inflatables in tow) you can also opt for this kind of cover.

Do all bouncy castles and inflatables require insurance?

No, insurance is not a legal requirement for bouncy castle/inflatables business owners in the UK. However, getting bouncy castle insurance is a great idea if you are hiring out your inflatables to the public, as it will protect you financially in the case of an accident or injury to a third party.

Do I need public liability insurance for my bouncy castle business?

Public liability insurance is not a legal obligation for bouncy house businesses, but it will be a good idea as the risk of injury to your clients using the bouncy house is relatively high.

Is bouncy castle insurance important?

Yes, bouncy castle insurance is important, in our opinion. It’s essentially a public liability insurance policy that protects you/your business against third-party claims should someone get injured when using your equipment.