Tree Surgeon Insurance

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Why Compare Tree Surgeon Insurance With SimplyQuote?

Being a tree surgeon is demanding, but finding tree surgeon insurance shouldn’t be.

That’s why SimplyQuote has designed the 100% free, online comparison tool to streamline the entire process for you.

Access a wide range of suitable insurance quotes from leading UK insurance providers in just a few clicks. Finding better insurance for tree surgeons has never been this simple

What Do You Need To Get A Quote?

Why Do You Need Tree Surgeon Insurance?

What Does Tree Surgeon Insurance Cover?

This is what’s typically covered by tree surgeon insurance:

Professional indemnity insurance

Also known as professional liability insurance, you and your company are covered if you make a mistake while rendering your service. This type of insurance is highly recommended as seasoned professionals tend to forget that even they can make mistakes.

Employers’ liability insurance

Employers’ liability cover is a legal requirement if your business employs staff. With employers’ liability insurance, your business is protected should an employee file a claim or lawsuit related to events such as a workplace injury.

Public liability insurance

Public liability cover can handle the cost of legal fees or compensation should you be liable for any damage or injury caused by your operations to other persons.

Personal accident cover

A personal injury can put you out of work for a substantial time, particularly because many tree surgeons operate alone. If you are injured and thus unable to work, personal accident cover can be very useful in keeping you afloat.

What Add-Ons Are Available For Tree Surgeon Insurance? 

There are several optional extras available for tree surgeons which can be particularly beneficial if you’re self-employed:

Tools cover

Tools cover is effectively an extension of public liability insurance. If, for example, your climbing equipment gets damaged while you’re on the job, this additional layer of insurance can cover the cost of repairing or replacing the tool, thus ensuring that you can carry on your tree surgery work as normal.

Plant and equipment cover

With plant cover, your business will be protected should there be a loss of or damage to any plant or piece of equipment.

Variable limits

Policies can be tailored to the specific heights you climb.

Related trade cover

This covers complementary services you may offer such as landscape gardening or stump removal.

Legal expenses cover

As the name suggests, this policy add-on covers legal and litigation costs that may be brought against you/your business including action under the Health and Safety at Work Act, Corporate Manslaughter and Corporate Homicide Act.

Motor insurance

Cover all vans/pickups and trucks used within your business with a motorcar insurance policy.

How Much Does Tree Surgeon Insurance Cost In The UK?

How Can You Get Cheaper Tree Surgeon Insurance Rates?

How To Compare Tree Surgeon Insurance Quotes With SimplyQuote?

Comparing tree surgeon insurance quotes with SimplyQuote is quick and easy:

  1. Fill in the online form with details about yourself and where you are based.
  2. Select optional extras you want to include in your policy.
  3. Compare quotes effortlessly with SimplyQuote’s 100% free comparison tool.
  4. Save money and start saving today.
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Frequently Asked Questions

What is tree surgeon insurance?

Tree surgeon insurance is a type of public liability insurance that caters to tree surgeons. Its primary function is to protect all arboricultural specialists from the risks associated with the trade and liability claims from members of the public.

What are the most common tree surgeon insurance claims?

Due to the high-risk nature of the job, tree surgery insurance claims are almost inevitable.

Here are some of the most common claims:

  • Property damage: A branch that you are moving may fall and smash the window of a nearby house. Or, a heavy piece of equipment, such as your chainsaw, could fall and land on a parked car, causing considerable damage.
  • Injury to members of the public: A nearby bystander could get hit by a loose chunk of wood that flies out of your chipper and obtain serious injuries. Injuries to members of the public can drive your legal expenses through the roof.

While getting insurance is a good way to remedy these situations, it’s always better to have preventative measures in place prior to starting an arborist job. Showing a potential or current insurer that you have good safety measures may also result in a reduced premium.

Is tree surgeon insurance a legal requirement in the UK?

No, tree surgeon insurance is not a legal requirement in the UK. However, certain industrial bodies, such as the Arboricultural Association, require tree surgeon businesses to have, at the very least, public liability insurance or professional indemnity insurance to be members of their organisation.

Additionally, employers’ liability insurance is a legal requirement if your tree surgeon business has employees other than yourself (including casual/part-time workers).