1st Central Car Insurance

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What Do You Need To Get A Quote With 1st Central?

Who Are 1st Central Insurance?

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What Does 1st Central Car Insurance Cover?

What Are The Types of 1st Central Car Insurance?

What Are The Levels Of 1st Central Car Insurance?

The First Central Group only offers two (of the usual three) levels of car insurance cover:

Third-party, fire and theft (TPFT)

This includes basic third-party only (TPO) insurance which protects you against third-party claims should you injure someone or damage their property/vehicle while driving. In addition to this, you’ll receive compensation if your vehicle is stolen or damaged by fire.

Comprehensive cover

These policies offer the widest range of insurance cover and include basic TPO and TPFT cover. As mentioned above, comprehensive plans include windscreen protection and accidental damages and will pay legal and medical expenses.

What Optional Extras Can You Add To 1st Central Car Insurance Policies?

Upgrade your 1st Central car insurance policy with one of the following add-ons:

RAC breakdown cover

Receive unlimited call-outs and 24-hour roadside assistance. 1st Central has various breakdown cover policies to choose from:

  • Roadside
  • Roadside & At Home
  • Roadside & Recovery
  • Roadside, Recovery & At Home
  • Roadside, Recovery, At Home & European Motoring Assistance

Personal accident cover

Receive up to £60,000 per person compensation when injured in a serious accident.

Hire car cover

Access a courtesy vehicle for up to 28 days to go about your daily travels uninterrupted.

Excess protect cover

Claim back your excess when you make a claim.

Legal expense cover

Receive up to £100,000 in legal compensation to help recover uninsured losses and costs.

No claims discount (NCD) protection

Protect your NCD even when making a claim.

How Much Does Car Insurance Cost With 1st Central?

How Can You Lower Your 1st Central Car Insurance Premiums?

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Frequently Asked Questions

How do I contact 1st Central?

You can contact 1st Central Car Insurance in various ways:

  • Phone: 0333 043 2044
  • Email: info@1stcentralinsurance.com
  • Website: www.1stcentralinsurance.com/
  • Post: First Central Insurance Management. Central House, 25-27 Perrymount Road, Haywards Heath, West Sussex, RH16 3TP
  • Opening hours: Monday-Friday 08:00 – 20:00; Saturday 09:00 – 17:00; Sunday 10:00 -14:00; Bank holidays 10:00 – 16:00.
What if I wish to cancel my insurance?

If you wish to cancel your 1st Central insurance policy, this can be done easily by contacting them directly on 0333 043 2044. You do not have to give them any notice, but will likely have to pay a fee for cancelling.

If the 1st Central insurance policy has been cancelled before the start date, or within the first 14 days of inception, you won’t have to pay any fees. However, you will still have to pay a pro-rata amount which is based on the number of days you’ve been insured for.

If you cancel after the 14-day cooling-off period, you will have to pay around £50 as a cancellation fee.

Who is the underwriter for 1st Central Group?

Skyfire Insurance Company underwrites 1st Central car insurance.