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Do You Need Different Insurance for Furnished and Unfurnished Lets?
Learn how contents cover differs between furnished and unfurnished lets, what each type needs and why a standard home policy will not respond.
Do You Need Landlord Insurance for a Leasehold Flat?
Understand what the freeholder's block policy covers, which gaps you have to fill yourself and how to insure a let leasehold flat without paying twice.
Do You Need Special Insurance for Student Lets?
Learn why standard landlord cover falls short on a student house, what a student let policy adds and how HMO rules and summer voids affect your cover.
Can a Client Ask a Tradesman for Proof of Public Liability Insurance?
Learn what a public liability certificate should show, how to verify it's genuine, and what to do if a tradesman refuses to provide proof.
Does Landlord Insurance Cover Alternative Accommodation for Tenants?
Find out what alternative accommodation cover pays for, whether it shares your loss of rent limit and when an insurer will not rehouse your tenants.
Does Landlord Insurance Cover Boiler Breakdown?
Understand when your buildings policy pays for boiler damage, why breakdown through wear needs home emergency cover and what gets boiler claims rejected.
Can Landlords Refuse Pets in a Rental Property?
Find out when you can refuse a tenant's pet request under the Renters' Rights Act, how long you have to reply and how to cover pet damage.
Does Landlord Insurance Cover Escape of Water?
Understand what escape of water covers on a landlord policy, the conditions that apply to winter heating and empty homes, and when claims fail.
Can CIS Subcontractors Claim Insurance as a Business Expense?
Find out how CIS subcontractors can claim tradesman insurance as an allowable expense, and how it affects your Self Assessment refund.