Tradesman Insurance
47 guides on tradesman insurance, newest first.
Latest Guides

Can a Client Ask a Tradesman for Proof of Public Liability Insurance?
Learn what a public liability certificate should show, how to verify it's genuine, and what to do if a tradesman refuses to provide proof.

Can CIS Subcontractors Claim Insurance as a Business Expense?
Find out how CIS subcontractors can claim tradesman insurance as an allowable expense, and how it affects your Self Assessment refund.

Can Trade Qualifications Reduce Your Insurance Premiums?
See which trade qualifications insurers actually recognise, how long each accreditation lasts, and what really moves your premium besides certificates.

Do I Need Employers’ Liability Insurance as a Tradesman?
Understand who counts as an employee for employers' liability cover, which businesses are exempt, and what happens if you go without it.

Do I Need Plant Insurance for My Own Equipment?
Check what counts as plant rather than tools, how claims get settled, and how to set the right sum insured for equipment you already own.

Do Tradesmen Need Contract Works Insurance?
Learn who carries the risk for unfinished work, which contracts require cover, and how to decide whether you need it on each new job.

Do Tradesmen Need Cyber Insurance?
Find out how invoice fraud hits trade businesses hardest, what a cyber policy actually pays for, and whether your existing cover responds.

Do Tradesmen Need Professional Indemnity Insurance?
See which trades need professional indemnity cover, what turns an ordinary job into professional advice, and how much cover to actually buy.

Do Tradesmen Need Stock and Materials Insurance?
Understand where your materials sit between yard, van and site, which policy covers them at each stage, and how much cover to set aside.