Home Insurance
18 guides on home insurance, newest first.
Latest Guides

Are Christmas Presents Covered By Home Insurance?
Find out whether your contents insurance covers Christmas presents, how the single-item limit and sum insured apply, and what happens if gifts are stolen.

What Is Boiler Cover?
Learn what boiler cover includes, what it excludes, how it differs from home emergency cover, and what to check before buying a policy for your heating system.

What Is New-for-Old Cover?
Learn how new-for-old cover replaces damaged items with brand new equivalents, how it differs from indemnity cover, and which items are usually excluded.

What Is Home Insurance Excess?
Learn how home insurance excess works, the difference between compulsory and voluntary excess, and how to choose the right level to manage costs.

What Is Personal Possessions Insurance?
Learn what personal possessions insurance covers, what’s excluded, and how it differs from contents cover to protect valuables outside your home.

What Is Legal Expenses Cover?
Learn what legal expenses cover includes, what’s excluded, how claims work, and whether it’s worth adding to your insurance policy.

What Is Home Emergency Cover?
Learn what home emergency cover includes, what’s excluded, and whether it’s worth adding to your home insurance policy.

What Is Accidental Damage Cover?
Learn what accidental damage cover includes, what’s excluded, and whether it’s worth adding to your home insurance policy.

Should I Get Combined Buildings And Contents Insurance?
Compare combined buildings and contents insurance, the benefits, drawbacks, and when separate policies may be better for your home cover.