Landlord Insurance
91 guides on landlord insurance, newest first.
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Do You Need Different Insurance for Furnished and Unfurnished Lets?
Learn how contents cover differs between furnished and unfurnished lets, what each type needs and why a standard home policy will not respond.

Do You Need Landlord Insurance for a Leasehold Flat?
Understand what the freeholder's block policy covers, which gaps you have to fill yourself and how to insure a let leasehold flat without paying twice.

Do You Need Special Insurance for Student Lets?
Learn why standard landlord cover falls short on a student house, what a student let policy adds and how HMO rules and summer voids affect your cover.

Does Landlord Insurance Cover Alternative Accommodation for Tenants?
Find out what alternative accommodation cover pays for, whether it shares your loss of rent limit and when an insurer will not rehouse your tenants.

Does Landlord Insurance Cover Boiler Breakdown?
Understand when your buildings policy pays for boiler damage, why breakdown through wear needs home emergency cover and what gets boiler claims rejected.

Does Landlord Insurance Cover Escape of Water?
Understand what escape of water covers on a landlord policy, the conditions that apply to winter heating and empty homes, and when claims fail.

Can Landlords Refuse Pets in a Rental Property?
Find out when you can refuse a tenant's pet request under the Renters' Rights Act, how long you have to reply and how to cover pet damage.

Does Landlord Insurance Cover Fire Damage?
Learn what a landlord policy pays after a fire, how loss of rent and alternative accommodation work and what can lead an insurer to refuse the claim.

Does Landlord Insurance Cover Flood Damage?
Understand what flood cover pays for on a rental property, why Flood Re rarely helps landlords and how to check flood risk before you insure a let.