Saga Car Insurance

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Who are Saga?

What Does Saga Car Insurance Cover?

What Are The Types of Saga Car Insurance?

What Are The Levels Of Saga Car Insurance?

Saga offers the following levels of car insurance cover for UK drivers aged 50 and over:

Third-party only

Third-party only (TPO) is their most basic level of cover. If you’re involved in an accident, Saga will pay out to the involved third party if you are at fault, although you will not be compensated for any damage to your own vehicle.

Third-party, fire and theft

With third-party, fire and theft (TPFT), you’ll receive compensation if your vehicle is damaged by fire and theft, but you will not be covered if you are involved in an accident. Again, if you’re at fault, Saga will pay out to the third party.

Comprehensive cover

Comprehensive car insurance has a number of added benefits, which could include personal belongings and a courtesy car. Please check Saga’s website for full details.

Customers who select comprehensive cover may receive added benefits depending on the level of insurance purchased such as:

  • A courtesy car while your vehicle is being repaired in the UK – up to a maximum of 14 days
  • Cover when driving in the EU
  • A no-claims discount

Are There Optional Extras I Can Add To Saga’s Car Insurance Policies?

How Much Does Saga Car Insurance Cost?

Does Saga Have Good Reviews?

How To Compare Saga Car Insurance Quotes With SimplyQuote?

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Frequently Asked Questions

How can I contact Saga?

If you would like to contact Saga, you can do so by using the following methods:

Call: 0800 302 9735

Opening hours: 8:30-20:00 Mon-Fri and Bank Holidays; 8:30-17:00 Sat; 9:00-17:00 Sun

Email Saga at:

Visit Saga’s website at

Does Saga offer temporary car insurance cover?

Yes, Saga offers temporary car insurance cover, subject to their acceptance criteria.

You can add a temporary driver or vehicle to your policy for up to 28 days. The additional vehicle must be legally owned. Additional drivers can also be added on a permanent basis if this is more suitable.

How can I cancel my insurance policy?

If you need to cancel your Saga insurance policy, please contact them on 0800 056 9167.

You have the option to cancel your Saga car insurance policy at any time.

The company will charge you a £50 cancellation fee if you decide to cancel your policy. If you cancel within 14 days, there is no cancellation fee applicable.

This arrangement fee is non-refundable if your cover has already started.