Compare Mitsubishi Car Insurance Quotes

To get a Mitsubishi car insurance quote, you’ll need to provide key details about yourself, the car, and how it’s used — especially if it’s a hybrid, a discontinued model, or has been imported or modified.

The quoting process is straightforward, but accuracy is important. Older or specialist Mitsubishi models (like Lancer Evos, imported Pajeros, or PHEVs) may need extra clarification to avoid underinsurance or pricing errors.

Here’s what you’ll usually be asked to provide:

• Vehicle details – Registration number, model, engine type (petrol, diesel, hybrid), import status, trim level, and whether it’s leased, modified, or privately owned.
• Your personal info – Name, age, postcode, job title, licence type, and how long you’ve been driving.
• Driving and claims history – Previous accidents, insurance claims, driving convictions, and no claims bonus (NCB) status.
• Annual mileage – Be realistic about usage — if you commute or use it for work (especially in a 4×4 or commercial-use Shogun), this must be declared.
• Where the car is kept – On-street, driveway, or garage — security makes a difference.
• Modifications – Any visual or performance mods (spoilers, upgraded suspension, aftermarket alloys, etc.) must be declared.
• Usage type – Social, commuting, business, or mixed — especially important for commercial variants or dual-use SUVs.
• Security features – If your vehicle includes an alarm, immobiliser, or tracker, be sure to note them — insurers often apply discounts for factory-fitted security.

If your Mitsubishi is a plug-in hybrid (like the Outlander PHEV), you may also need to provide battery details, home charging setup, and whether you require cover for charger equipment.

A standard Mitsubishi insurance policy will usually include third-party liability, fire and theft, and accidental damage — but the level of protection varies depending on your model’s age, trim, tech features, and whether it’s imported or hybrid-powered.

Comprehensive cover is recommended for most Mitsubishi drivers — especially those insuring a plug-in hybrid, a modified Evo, or a rugged 4×4 like the Shogun. Policies may also vary in how they treat imported vehicles or discontinued models in terms of parts sourcing and approved repairers.

Here’s what’s typically included:

• Third-party liability – Covers injuries or damage you cause to others, including other drivers, property, and passengers.
• Fire and theft – Protects your car if it’s stolen, damaged during attempted theft, or destroyed by fire.
• Accidental damage – Pays for repairs to your Mitsubishi if it’s damaged in an accident, even if you’re at fault.
• Windscreen and glass repair – Often includes embedded sensor recalibration if your model has advanced safety or driver-assist features.
• EV/PHEV components – Battery packs, electric motors, and charging equipment may be covered — check the fine print if you drive an Outlander PHEV.
• Courtesy car and breakdown cover – Sometimes included, sometimes an optional add-on.
• OEM parts and authorised repairs – Important for imported models and leased vehicles — using non-approved garages can invalidate your lease agreement.
• Uninsured driver protection – Included in many comprehensive policies; protects your NCB if you’re hit by an uninsured driver.
• Legal expenses cover – Optional, but useful if you want help pursuing injury or recovery claims after an accident.

While most of these are standard, what’s included can shift depending on how your Mitsubishi is classified (personal use, commercial, modified, or imported). Always read the small print — especially with legacy models and hybrid tech.