Minibus Fleet Insurance

Compare Minibus Fleet Insurance Quotes

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Compare minibus fleet insurance policies from leading insurers, including;

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Why Compare Cheap Minibus Fleet Insurance Quotes With SimplyQuote?

SimplyQuote understands how stressful it is driving a multi-purpose vehicle (MPV) transporting passengers to and from designated destinations.

Your minibus fleet insurance shouldn’t be that stressful.

That’s why the 100% free, online comparison tool simplifies the process for you; offering you a tailored policy with the right cover to ensure your drivers, vehicles and passengers are safe and insured.

Forget the stress of comparing multiple minibus fleet insurance quotes from multiple providers – find the best deal from SimplyQuote with the click of a button, today!


What Do You Need To Get A Minibus Fleet Quote?

Whether you transport passengers to and from the airport, sports clubs or functions, we’ll need a bit of information before we can provide a personalised minibus fleet insurance quote:

  • Personal details – whose name the policy will be in, UK address
  • Business details – do you operate as a tour guide or airport shuttle service?
  • Drivers’ details (i.e. named drivers) – name, surname, age, UK/EU driving licence
  • Vehicle details – size, make, model, registration number

Why Do You Need Minibus Fleet Insurance?

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How Does Minibus Fleet Insurance Work?

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What Does Minibus Fleet Insurance Cover?

What Levels Of Minibus Fleet Insurance Can You Get?

Like any motor vehicle insurance policy, minibus fleet operators can choose between three levels of cover:

Third-party only (TPO)

This is the minimum level of cover needed to legally operate minibuses in the UK.

It offers protection against third-party claims but won’t cover repair costs (or medical expenses) for your vehicles and drivers.

For example, TPO won’t cover expenses incurred if one of your minibuses is involved in a head-on collision with another vehicle.

Third-party, fire and theft (TPFT)

Third-party fire and theft cover offers a sort of middle-ground level of cover.

It includes TPO as well as paying out if your vehicles are damaged by fire or stolen.

TPFT, however, still won’t cover costs to your vehicles (or drivers) if they’re involved in an accident.

Fully comprehensive

Fully comprehensive cover is the highest level of cover available for minibus fleet insurance.

It’s a combination of TPO and TPFT levels with the addition of repair and medical expenses compensation if your fleet vehicles are in an accident. Other benefits include windscreen protection and key replacements – amongst others.

Comprehensive cover is arguably the most popular and most recommended type of insurance for minibus companies.

Note: Some insurance companies may only offer fully comprehensive policies.

What Are The Types Of Minibus Fleet Insurance?

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How Much Does Minibus Fleet Insurance Cost?


How Can You Get Cheaper Minibus Fleet Insurance Premiums?

How To Compare Minibus Fleet Insurance Quotes With SimplyQuote?

Comparing insurance quotes for your minibus fleet with SimplyQuote is easy!

  1. Fill in the short questionnaire: Tell us about yourself, your drivers and what passenger-carrying vehicle you use.
  2. Choose optional extras: Select which add-ons you want.
  3. Compare quotes: Find the ideal specialist cover that suits your budget and business needs.
  4. Save money: Start saving on your minibus fleet premiums today.
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Frequently Asked Questions

What is minibus fleet insurance?

Minibus fleet insurance is a type of commercial vehicle insurance specifically designed for fleets of minibuses (3+). It bundles all company vehicles (in this case, minibuses) under one policy with one renewable date.

Can I get minibus fleet insurance for one passenger-carrying vehicle?

The short answer is: no. If your minibus business only has one vehicle, it’s best to go with standard minibus insurance. Fleet insurance covers multiple minibuses under one policy.

Is minibus fleet insurance a legal requirement in the UK?

Yes, any company in the passenger-carrying industry has a legal duty to have insurance. The absence of insurance could lead to fines and in some cases, even a prison sentence.

How many vehicles can I have on my minibus fleet insurance policy?

You’ll need a minimum of three vehicles to qualify for minibus fleet insurance. Each insurer has its own maximum limit; some covering 50 vehicles, others covering 500.

Is public liability cover compulsory for minibus operators?

Public liability cover is not mandatory but we highly recommend you opt for this level of cover. It protects you against third-party claims should you injure someone or damage their vehicle/property while on duty. It also protects you should a passenger trip and injure themselves whilst inside your vehicle.