Landlord Insurance
91 guides on landlord insurance, newest first.
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How Do You Make a Landlord Insurance Claim?
Learn how to make a landlord insurance claim, what evidence to gather first, how long settlement takes and what to do if your insurer turns you down.
How Do You Notify the Council About an Empty Rental Property?
Learn how to notify the council when a rental sits empty, who pays the council tax, when the empty homes premium bites and why your insurer needs to know.
How Does a Buy-to-Let Mortgage Work?
Understand how buy-to-let lending works, from interest-only borrowing and deposits to the rental stress test, portfolio rules and the cover lenders demand.
How Much Capital Gains Tax Do Landlords Pay When Selling?
Learn how capital gains tax works when you sell a rental property, which costs you can deduct, when it has to be reported and how to cut the bill.
How Much Stamp Duty Do Landlords Pay on Buy-to-Let?
Find out what stamp duty a landlord pays on a buy-to-let, how the surcharge applies from the first pound and when you can reclaim what you paid.
How Often Should Landlords Inspect Their Rental Property?
Find out how often to inspect a rental property, what to check on each visit, why insurers set inspection conditions and how to record what you find.
Is Landlord Insurance Tax Deductible?
Understand which insurance costs you can deduct from rental income, how to claim them on your Self Assessment return and how a payout is taxed.
Should Landlords Use a Letting Agent or Self-Manage?
Compare letting agent fees against self-managing, including the duties that stay with you, the checks to run on an agent and the effect on your insurance.
Should You Set Up a Limited Company for Buy-to-Let?
Find out whether an SPV limited company beats owning a buy-to-let personally, what it costs to run and how lenders and insurers treat company owners.