Landlord Insurance

How Do You Evict a Tenant in the UK?

Fact Checked

You evict a tenant in England by serving a Section 8 notice on a valid ground, waiting out the notice period, then getting a possession order and a warrant from the county court. Section 21 was abolished on 1 May 2026, so there is no longer a no-fault route.

The Renters’ Rights Act 2025 replaced assured shorthold tenancies with periodic assured tenancies and rewrote the grounds for possession. Every tenancy in England now ends the same way, whether it started in 2019 or last week.

Scotland, Wales and Northern Ireland each run a different system, and this guide covers all four. Get the ground, the form or the notice period wrong anywhere in the UK and the court sends you back to the start.

Key Takeaway

Possession in England now runs through a Section 8 notice on a valid ground, then a possession order and a warrant if the tenant stays put. There is no no-fault route left, so the ground you choose and the evidence behind it decide whether the claim survives. Removing a tenant without a court order is a criminal offence and will cost you far more than waiting out the process. Scotland, Wales and Northern Ireland run their own systems, so work to the rules where the property actually sits.

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Older couple looking worried at a laptop and paperwork at a kitchen table

In England there is one route: Section 8 of the Housing Act 1988 on the reformed grounds. Accelerated possession and Section 21 both closed for good on 31 July 2026.

Section 8 is now the whole process

Every possession claim starts with a notice under section 8 of the Housing Act 1988, naming the ground or grounds you are relying on. You have to prove the ground in court, which is the part landlords used to avoid.

There is no version of this that skips the hearing. Even a mandatory ground needs a judge to make the order.

Why the accelerated procedure no longer helps you

The accelerated paper-only procedure existed only for Section 21 claims. The government’s guidance on evicting tenants confirms that a claim had to be issued on or before 31 July 2026 to use it.

Anything after that date goes through the standard route with a hearing. Ministry of Justice figures for April to June 2026 still counted 8,569 accelerated claims, which was the last of the pipeline clearing.

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Which ground should you serve on?

Pick the ground you can evidence, not the one with the shortest notice. Mandatory grounds force the court to make an order if you prove them, while discretionary grounds leave the judge free to refuse.

The mandatory grounds and what each one needs

Ground What it covers Notice period The catch
Ground 1 You or a close family member moving in 4 months Cannot be used in the first 12 months of the tenancy
Ground 1A You intend to sell or grant a long lease 4 months Same 12-month bar, plus a 12-month ban on re-letting afterwards
Ground 2 Your lender repossessing to sell with vacant possession 4 months The mortgage must pre-date the tenancy
Ground 4A A student HMO needed for the next academic year 4 months Possession date must fall between 1 June and 30 September
Ground 6A Complying with enforcement action such as a banning order 4 months Possession must be the only way to comply
Ground 7 Tenancy inherited by someone you did not grant it to 2 months Claim within 12 months of the death
Ground 8 At least three months’ rent unpaid 4 weeks Arrears must still stand on the day of the hearing

The discretionary grounds and the reasonableness test

On these the judge asks whether eviction is reasonable, so your evidence matters more than the ground itself. Dated logs, photographs and copies of every warning letter do the work here.

Ground What it covers Notice period
Ground 10 Some rent unpaid at the date of notice and at the hearing 4 weeks
Ground 11 Persistent late payment, even if nothing is owed today 4 weeks
Ground 12 Breach of a tenancy term other than paying rent 2 weeks
Ground 13 Damage or neglect to the property by the tenant 2 weeks
Ground 14 Antisocial behaviour, nuisance or criminal activity None, claim the same day
Ground 14A Domestic abuse where the perpetrator has left 2 weeks
Ground 15 Damage to furniture you provided 2 weeks
Ground 17 Tenancy obtained by a false statement 2 weeks

The traps hidden in grounds 1 and 1a

Neither ground can be used until the tenancy has run for 12 months, and the government’s guide to the Renters’ Rights Act sets out the 12-month restricted period that follows possession. During it you cannot re-let or even market the property.

Break that and you are exposed to a rent repayment order and a local authority penalty. If the plan was always to re-let, a buy-to-let landlord is usually better off waiting for a fault ground than gambling on ground 1A.


How do you work through the possession process step by step?

Eight stages run from serving the notice to a bailiff attending. Each one has a form, a fee and a realistic waiting time, and skipping any of them ends the claim.

Step 1. choose the ground and build the evidence file

Assemble the rent statement, the tenancy agreement, the deposit protection certificate and your gas, electrical and EPC paperwork before you draft anything. A defended claim usually turns on compliance documents rather than the ground itself.

Check the deposit was protected within 30 days and the prescribed information served. An unprotected deposit is the single most common reason a possession claim collapses.

Step 2. serve form 3a correctly

The prescribed notice is form 3A of the assured tenancy forms, and gov.uk’s guidance on giving notice sets out how to complete it. Name every ground you might rely on, because you cannot add one later without re-serving.

Serve it in a way you can prove: recorded delivery, personal service with a witness, or hand delivery with a dated certificate of service. Keep a photograph of the envelope and the posting receipt.

Step 3. wait out the notice period

The clock runs from the day after service, and the period depends entirely on the ground. It ranges from nothing at all on ground 14 to four months on the sale and occupation grounds.

Keep accepting rent during the notice period, because refusing it does not help you and taking it does not invalidate the notice. On ground 8, watch the arrears daily: a payment that drops them below three months kills the ground.

Step 4. issue the possession claim

You file form N5 with particulars of claim on form N119 at the county court covering the property. The fee is £415 as at the July 2026 fee schedule.

Rent arrears claims can go through Possession Claim Online, which is faster to issue. Sale and breach claims have to be filed on paper.

Step 5. attend the hearing

The first hearing is usually listed for five to ten minutes and the judge expects your bundle to be complete. Bring the original notice, proof of service, an up-to-date rent schedule and your compliance certificates.

If the tenant files a defence, the case is adjourned to a longer hearing that can add two to four months. Counterclaims for disrepair are the usual reason.

Step 6. get the possession order

An outright order normally gives the tenant 14 days to leave. A judge can extend that to six weeks where leaving would cause exceptional hardship.

On discretionary grounds you may instead get a suspended order, which lets the tenant stay while they pay the arrears plus an instalment. Breach it and you can go straight for a warrant.

Step 7. apply for the warrant and use the county court bailiff

Most tenants stay put until this stage, because Part VII of the Housing Act 1996 means a council can treat someone who leaves earlier as intentionally homeless. That is not obstruction, it is advice from the housing options team.

You apply on form N325, or N325A for a suspended arrears order, and the fee is £152. The bailiff sends the tenant a notice of eviction giving at least 14 days.

Step 8. transfer to the high court if the bailiff queue is too long

County court bailiff dates in busy areas run six to twelve weeks out. Transferring up to a High Court enforcement officer often gets an eviction booked inside three weeks.

You need permission from the county court first, which costs £123, and the enforcement officer’s own fees run £1,300 to £1,800. Judges refuse permission where the tenant was not warned that transfer was possible.

Stage Form Fee Realistic timing
Serve the Section 8 notice Form 3A None Same day
Notice period None None Same day to 4 months by ground
Issue the claim N5 and N119 £415 Issued within a few days
Hearing and order None None 7.6 weeks median from claim to order
Compliance period None None 14 days, up to 6 weeks on hardship
Warrant of possession N325 or N325A £152 14.9 weeks median from claim to warrant
Bailiff eviction Notice of eviction None 27.1 weeks median from claim to repossession
High Court transfer Permission application £123 plus £1,300 to £1,800 2 to 3 weeks once granted

How long does eviction take and what does it cost?

Budget six to nine months and £2,500 to £8,000 including lost rent. The Ministry of Justice puts the median at 27.1 weeks from issuing the claim to the bailiff attending, and that is before the notice period.

What the ministry of justice figures show

For April to June 2026 the medians were 7.6 weeks from claim to order, 14.9 weeks from claim to warrant and 27.1 weeks from claim to repossession. All three improved slightly on the same quarter in 2025.

Landlord possession claims rose 6% year on year to 23,635 while repossessions fell 3% to 6,560. More landlords are starting the process and fewer are finishing it.

The bill you should budget for

Cost Typical figure Can you recover it?
Possession claim fee £415 Sometimes, if the court makes a costs order
Warrant of possession £152 Sometimes, added to the judgment debt
Permission to transfer to the High Court £123 Rarely
Application on notice during the claim £321 Rarely
High Court enforcement officer £1,300 to £1,800 Rarely
Solicitor, undefended claim £1,000 to £2,000 Fixed costs only, around £70 to £100
Solicitor, defended claim £2,500 to £6,000 Partly at best
Rent lost on a £1,200 a month let £4,800 to £9,600 A judgment debt you still have to enforce

Why recovering the money rarely works

A costs order against a tenant who could not pay the rent is a piece of paper, not a payment. The NRLA has long argued that arrears written off at the end of a possession claim are the real cost of eviction, not the court fees.

That is the gap rent guarantee insurance is built for, because it pays the rent while the claim runs rather than chasing it afterwards.


What happens if you try to evict without a court order?

You commit a criminal offence under the Protection from Eviction Act 1977 and risk a council penalty of up to £40,000. Changing the locks is the fastest way to turn a possession claim into a prosecution.

What counts as harassment

Harassment is anything you do, or fail to do, that makes the tenant feel unsafe or pushes them to leave. Cutting off gas, water or electricity counts, and so does refusing repairs you would otherwise have done.

  • Changing the locks or removing the tenant’s belongings.
  • Withholding keys or blocking access to the heating controls.
  • Turning up unannounced, repeatedly, to pressure the tenant into going.
  • Threatening the tenant, their family or their visitors.

The civil penalty and the criminal offence

Since 1 May 2026 a council can impose a financial penalty of up to £40,000 under section 1A of the Protection from Eviction Act 1977, on the criminal standard of proof. It does not need to persuade a magistrate first.

Prosecution under section 1 still carries up to six months in prison summarily, or two years and an unlimited fine on indictment. A council that has already imposed the civil penalty cannot then prosecute you for the same conduct, so in practice you face one route or the other.

What it costs you in damages

The tenant can also sue for damages measured by the difference in the property’s value with and without them in occupation, which regularly reaches five figures. Ordinary landlord insurance will not touch a deliberate criminal act.

Nor will legal expenses cover fund your defence to an illegal eviction prosecution. The protection only works if you follow the process.


How is eviction different in Scotland, Wales and Northern Ireland?

Only England has abolished no-fault eviction outright. Wales still has a six-month section 173 notice, Scotland runs possession through a tribunal rather than a court, and Northern Ireland still uses a notice to quit.

Scotland: the first-tier tribunal

Private residential tenancies under the Private Housing (Tenancies) (Scotland) Act 2016 end with a notice to leave citing one of 18 grounds. Notice is 28 days if the tenancy has run under six months or the tenant is at fault, and 84 days otherwise.

You then apply to the First-tier Tribunal for Scotland Housing and Property Chamber, which charges no fee. Every ground has been discretionary since 1 October 2022, so the tribunal always weighs reasonableness.

Wales: occupation contracts and section 173

The Renting Homes (Wales) Act 2016 replaced tenancies with occupation contracts and tenants with contract-holders. A landlord’s no-fault notice under section 173 needs six months and cannot be served in the first six months of the contract.

That makes twelve months the earliest realistic possession date on a new contract. Serious rent arrears and breach have their own shorter notices and go to the county court as in England.

Northern Ireland: notice to quit then county court

Northern Ireland has no Section 8 system. You serve a notice to quit of four weeks for a tenancy under a year, eight weeks for one to ten years and twelve weeks beyond that.

If the tenant stays, you apply to the county court for a possession order. Enforcement runs through the Enforcement of Judgments Office rather than a bailiff attached to the court.

Nation What the tenancy is called Where the claim goes Landlord notice No-fault route?
England Periodic assured tenancy County court Same day to 4 months No, abolished 1 May 2026
Wales Occupation contract County court 6 months under section 173 Yes
Scotland Private residential tenancy First-tier Tribunal 28 or 84 days No
Northern Ireland Private tenancy County court 4, 8 or 12 weeks Yes

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Which cover protects you through a possession claim?

Legal expenses cover pays the solicitor and court fees, and rent guarantee pays the rent while the claim runs. Together they cost £60 to £200 a year and turn a £9,000 problem into an excess.

Legal expenses cover

A legal expenses section typically funds £50,000 to £100,000 of legal costs for possession claims, rent recovery and contract disputes. It adds roughly £30 to £100 to a policy.

Almost every policy makes you notify the insurer before you instruct anyone. Call your solicitor first and the claim is usually declined.

Rent guarantee cover

Rent guarantee pays the rent from the point arrears reach the policy trigger, normally one month, and keeps paying until vacant possession. Most policies cap the payout at six or twelve months.

Insurers set referencing conditions before they will write it, which matters if you let to students, sharers in an HMO or tenants on housing benefit.

The void and the damage left behind

Once the bailiff has been, the property is empty and most policies restrict cover after 30 to 45 days. Tell your insurer the day you get the keys back and ask about unoccupied property cover.

Deliberate damage on the way out sits under malicious damage, while a one-off mishap needs accidental damage cover. Structural repairs fall to your landlord buildings policy and loss of rent to the let property section.

Landlords running several tenancies should check whether a portfolio policy includes legal expenses across every property rather than per address. It usually does, and at a lower cost per unit.

Frequently Asked Questions (FAQs)

Can I still use a Section 21 notice?

No. Section 21 was abolished on 1 May 2026 and the last transitional claims had to be issued by 31 July 2026.

How much rent arrears do I need for Ground 8?

Three months’ rent must be unpaid at the date of the notice and still unpaid on the day of the hearing. The threshold was two months before May 2026.

What notice period applies if my tenant is causing trouble for the neighbours?

Ground 14 carries no notice period at all, so you can issue the claim the same day you serve. It is discretionary, so the judge decides whether eviction is reasonable.

How do I evict a tenant because I want to sell?

Use Ground 1A with four months’ notice, but only once the tenancy has run 12 months. You then cannot re-let or market the property for 12 months after possession.

Do I have to go to court, or can we agree the tenant leaves?

A tenant can surrender the tenancy by agreement at any time and most cases end that way. You only need a court order if they stay past the notice.

What is the court fee to evict a tenant?

£415 to issue the possession claim and £152 for a warrant of possession, on the fee schedule that took effect in July 2026.

Why won’t my tenant leave when the possession order says they should?

Councils can treat a tenant who leaves before the bailiff as intentionally homeless, so housing options teams routinely advise them to wait. It is rarely personal.

Can I change the locks if the tenant has abandoned the property?

Only if you are certain the tenancy has ended, and abandonment is hard to prove. Get an order rather than risk a £40,000 penalty for illegal eviction.

Does landlord insurance pay for an eviction?

Legal expenses cover funds the solicitor and court fees on a possession claim. It does not pay the arrears themselves, which is what rent guarantee cover is for.

How long does eviction take in practice?

Add the notice period to a median 27.1 weeks from claim to repossession. On a four-month ground that is realistically nine to ten months.

Can I evict a tenant during the fixed term?

There are no fixed terms in England any more. Every assured tenancy is periodic, so the grounds apply from day one apart from the 12-month bar on grounds 1 and 1A.

Is the process the same if my property is in Scotland?

No. You serve a notice to leave, apply to the First-tier Tribunal rather than a court, and every one of the 18 grounds is discretionary.

Should I use a solicitor or do it myself?

An undefended arrears claim is manageable alone if your paperwork is complete. Anything involving a defence, a counterclaim for disrepair or a deposit problem needs a housing solicitor.