What Are the Rules for Landlords in 2026?
Since 1 May 2026 every private tenancy in England has been a periodic assured tenancy and Section 21 no longer exists. Gas, electrical, alarm, EPC, deposit, licensing and right to rent duties all continue on top of that, and a rebuilt housing hazard system landed in June.
The Renters’ Rights Act arrived in phases rather than all at once. The tenancy rules commenced on 1 May, council penalties for the worst housing hazards followed on 22 June, and the landlord database and ombudsman are still to come.
This guide sets out what actually applies as at September 2026, and says plainly which measures are law but not yet switched on. Where a rule changes the money you stand to lose, it points at the landlord insurance section that responds to it.
Every private tenancy in England is now a periodic assured tenancy and Section 21 has gone, so getting the property back means using the grounds in Section 8. Nothing else has been lifted: gas, electrical, alarm, EPC, deposit, licensing and right to rent duties all continue, and the housing hazard system was rebuilt in June. The landlord database and the ombudsman are still to come, so keep a compliance diary and check that your policy wording matches the tenancy you actually have.
Compare landlord insurance quotes against the rules as they stand now.
- What changed for landlords on 1 may 2026?
- How do you get your property back now?
- How do you increase the rent legally?
- What are the rules on pets, bidding and rent in advance?
- Which safety checks are you legally required to do?
- What happened to the hhsrs in june 2026?
- Where do EPC and mees rules stand in 2026?
- Do you still need a licence, and what about deposits?
- Which rules are law but not yet in force?
- What do you have to do for making tax digital?
- Which dates should be in your compliance diary?
- Frequently asked questions (FAQs)
What changed for landlords on 1 may 2026?
Every assured shorthold tenancy in England converted to a periodic assured tenancy on 1 May 2026, and Section 21 no-fault possession went with it. Fixed terms can no longer be granted at all.
Periodic tenancies replaced fixed terms
The Renters’ Rights Act 2025 abolished assured shorthold tenancies outright. Existing fixed terms converted on the same day rather than running to expiry, which stopped a two-tier market forming.
Tenants can now end a tenancy at any point on two months’ notice. You cannot hold anyone to a twelve-month term, and any clause that tries to is void.
Section 21 has gone and the transition window has shut
Section 21 notices served before 1 May 2026 stayed alive only if court proceedings were issued by 31 July 2026. That deadline has passed, so an unissued notice is now dead paper.
Every possession claim from here runs through a Section 8 ground. There is no residual no-fault route and no transitional exception left to rely on.
The written statement of terms you owed tenants by 31 may
All tenancies now need a written agreement plus the government information sheet for the tenant. Tenancies already running on 1 May 2026 had to be brought up to date by 31 May 2026.
If you never issued one, do it now and keep the dated proof of service. A missing statement is the first thing a tenant’s adviser looks for when defending a possession claim.
How do you get your property back now?
Only through one of the Section 8 grounds, with notice running from four weeks for serious arrears to four months for sale or moving in. Grounds 1 and 1A cannot be used in the first twelve months of a tenancy.
The grounds that replaced section 21
| Ground | Type | Notice period | Main restriction |
| 1 – you or a family member moving in | Mandatory | 4 months | Not usable in the first 12 months of the tenancy |
| 1A – you are selling the property | Mandatory | 4 months | Not usable in the first 12 months of the tenancy |
| 2 – sale by your mortgage lender | Mandatory | 4 months | The mortgage must pre-date the tenancy |
| 6 – demolition or major redevelopment | Mandatory | 4 months | Usually not usable in the first 6 months |
| 7 – tenancy passed on the tenant’s death | Mandatory | 2 months | Must be used within 12 months of the death |
| 8 – serious rent arrears | Mandatory | 4 weeks | 3 months’ arrears at the notice date and at the hearing |
| 10 and 11 – any or persistent arrears | Discretionary | 4 weeks | The judge decides whether possession is reasonable |
| 14 – antisocial behaviour or nuisance | Discretionary | None | No order can be made until 14 days after the notice |
You serve these on Form 3A, the notice seeking possession for private rented assured tenancies. The full list of 31 grounds sits in the government’s guide to the Renters’ Rights Act.
What possession costs you in time and money
Ground 8 needs three months of unpaid rent at the notice date and still at the hearing, then four weeks of notice, then a court listing. On a £1,300 a month tenancy that is £3,900 gone before the notice even leaves your printer.
Court capacity is the other half of the problem. The NRLA reported in August 2026 that the courts service is recruiting around 1,000 roles to absorb Renters’ Rights possession demand.
Six to nine months of exposure is now a realistic planning assumption. Rent guarantee cover pays the rent through that period, and loss of rent cover handles the separate case where damage makes the property unlettable.
How do you increase the rent legally?
A Section 13 notice on Form 4A is the only lawful method, once every twelve months, with at least two months’ notice. Rent review clauses in tenancy agreements are void.
Section 13 and form 4a
You propose a market rent, serve Form 4A, and the new figure takes effect after the notice period. Getting the form or the date wrong makes the increase unenforceable.
There is no rent cap in England and no percentage limit. The constraint is frequency and process, not the number itself.
What happens if the tenant challenges it
A tenant can refer the proposed rent to the First-tier Tribunal before it starts. The tribunal can set the rent at or below what you proposed, never above it.
Increases are no longer backdated to the notice date, so the new rent runs from the tribunal’s determination. In hardship cases the tribunal can push the start back by up to a further two months.
What are the rules on pets, bidding and rent in advance?
You must answer a written pet request within 28 days and cannot refuse without a good reason. Rental bidding is banned, and you can take no more than one month’s rent in advance once the agreement is signed.
The 28-day pet decision
Consent must be given or refused in writing by the 28th day after the request. If you ask the tenant for more information, the clock runs to the 7th day after they supply it.
Blanket no-pets clauses no longer bite, and you cannot make pet insurance a condition of consent. What you can do is check your own policy, because pet damage usually falls under accidental damage cover rather than the standard perils.
Rental bidding and rent in advance
You have to advertise a fixed asking rent and cannot invite or accept offers above it. That applies to the agent acting for you as much as to you.
Before a tenancy is signed you cannot require any rent in advance at all. After signing, the ceiling is one month’s rent, or 28 days’ rent where the rental period is shorter than a month.
The discrimination ban
Refusing a tenant because they claim benefits or have children is now unlawful, and so is advertising that says as much. Specialist DSS landlord insurance exists precisely because these lets are now part of the mainstream market.
Affordability referencing is still allowed, but it has to be applied to everyone on the same basis. Penalties for discrimination sit on the same scale as the rest of the Act.
Which safety checks are you legally required to do?
Annual gas safety, a five-yearly electrical inspection, working smoke and carbon monoxide alarms, a valid EPC and a legionella risk assessment. None of these changed in 2026, and none of them is optional.
Gas and electrical safety
Every gas appliance and flue needs an annual check by a Gas Safe registered gas engineer, and the HSE sets out the landlord duty in full. Give the record to sitting tenants within 28 days and to new tenants before they move in.
An EICR is required at least every five years from a qualified electrician, with C1 and C2 defects put right within 28 days. Councils can charge up to £30,000 per breach under the Electrical Safety Standards Regulations 2020.
Alarms, fire and legionella
You need a smoke alarm on every storey with a room used as living accommodation, and a carbon monoxide alarm in every room containing a fixed combustion appliance other than a gas cooker. Both must be tested on the first day of the tenancy.
Legionella is covered by a proportionate risk assessment rather than a certificate, and the HSE is explicit that no test certificate is required. Communal areas in a block of flats bring separate fire safety duties for whoever manages the building.
The penalties in one place
| Requirement | What the rule says | Penalty for getting it wrong |
| Gas safety record | Annual check by a Gas Safe engineer, record to tenants within 28 days, records kept 2 years | HSE prosecution, unlimited fine and up to 6 months in prison |
| EICR | Inspection at least every 5 years, report to tenants within 28 days, C1 and C2 work within 28 days | Up to £30,000 per breach |
| Smoke alarms | One on every storey with a room used as living accommodation, tested on day one | Up to £5,000 penalty charge |
| Carbon monoxide alarms | Every room with a fixed combustion appliance other than a gas cooker | Up to £5,000 penalty charge |
| EPC and MEES | Band E minimum, valid EPC given to the tenant, any exemption registered | Up to £5,000 per property per breach |
| Deposit protection | Protected in an approved scheme and prescribed information served within 30 days | 1x to 3x the deposit, and most possession grounds blocked |
| Right to rent | Check every adult occupier before they take up residence | £10,000 per occupier first time, £20,000 for a repeat breach |
| Legionella | Proportionate risk assessment under COSHH and the Health and Safety at Work Act | HSE enforcement action, though no certificate is needed |
| HMO licence | Mandatory for 5 or more people forming 2 or more households | Unlimited fine plus a rent repayment order of up to 24 months |
What happened to the hhsrs in june 2026?
The Housing Health and Safety Rating System was rebuilt for the first time since 2006, with 21 hazards instead of 29 and plain risk bands. From 22 June 2026 councils can also issue civil penalties of up to £7,000 for a category 1 hazard.
21 hazards and simpler risk bands
The old 29-hazard list has been consolidated to 21, and the alphabetical scoring bands have gone. The landlord and agent guide to the HHSRS was republished on 23 June 2026 to match.
A score of 1,000 or more is a category 1 hazard and the council has a duty to act. Anything below that is category 2, where enforcement is discretionary.
The £7,000 penalty that changes the calculation
Before June a category 1 hazard usually meant an improvement notice first and a penalty only if you ignored it. A council can now impose a financial penalty of up to £7,000 the first time it takes action.
Damp, mould, excess cold and excess heat are the hazards most likely to catch a private let. Fixing the cause is cheaper than the fine, and landlord buildings insurance will not pay for a gradual damp problem you were told about and left.
Where do EPC and mees rules stand in 2026?
The legal minimum is still band E, exactly as it has been since April 2020. The government confirmed a band C target for 1 October 2030 on 21 January 2026, but the regulations have not been laid yet.
Band E is the rule you can be fined on today
You cannot let or continue to let a property rated F or G without a registered exemption, and the MEES landlord guidance lists six of them. Penalties reach £5,000 per property per breach.
The high-cost exemption still bites at £3,500 of recommended works and lasts five years. Register it before the tenancy starts rather than after a council letter arrives.
What the 2030 band C plan says
The January 2026 response set a single compliance date of 1 October 2030 and a £10,000 cost cap with a ten-year exemption. Legislation is expected to be laid in 2027.
Treat 2030 as a budgeting date, not a live legal duty. Loft and cavity insulation, glazing and heating upgrades are the measures that move a band E property to C.
Do you still need a licence, and what about deposits?
Mandatory HMO licensing applies to five or more occupiers in two or more households, and hundreds of councils run additional or selective schemes on top. Deposits are capped at five weeks’ rent and must be protected within 30 days.
HMO and selective licensing
A mandatory licence lasts up to five years and is property-specific, so a portfolio needs one per house. An unlicensed HMO risks an unlimited fine and a rent repayment order, now worth up to 24 months of rent rather than 12.
Selective licensing can cover ordinary single-family lets in a designated area. Check the council’s own map before you advertise, because the boundaries change.
Deposits and prescribed information
The cap is five weeks’ rent where annual rent is under £50,000, and six weeks above it. Protection and prescribed information both have to be done within 30 days of receiving the money.
Miss it and a court can order compensation of one to three times the deposit. It also blocks most possession grounds until the money is returned or protected.
Right to rent and consent to let
Every adult occupier needs a right to rent check before they move in, whether or not they are named on the agreement. The civil penalty is £10,000 per occupier for a first breach and £20,000 for a repeat.
If the property is mortgaged you also need consent to let, and a buy-to-let mortgage will carry its own conditions on tenancy type and insurance. Letting short term instead moves you outside the assured tenancy regime and into holiday let and Airbnb cover.
Which rules are law but not yet in force?
The private rented sector database, the landlord ombudsman, Awaab’s Law for private rentals and the Decent Homes Standard are all in the Act but none of them is live as at September 2026. No commencement dates have been announced.
The database and the ombudsman
Once the database opens, every landlord letting on an assured tenancy will have to register the property. Being unregistered will block a possession order except on the antisocial behaviour grounds.
The ombudsman will be compulsory for private landlords and its decisions binding. It will be able to order an apology, remedial work or compensation.
Awaab’s law and the decent homes standard
Awaab’s Law has applied to social housing since 27 October 2025 and will be extended to private rentals in a later phase. It sets fixed timescales for investigating and fixing damp, mould and other serious hazards.
You are not off the hook in the meantime. The Homes (Fitness for Human Habitation) Act 2018 already lets a tenant sue directly, and a fast repair response backed by home emergency cover is the cheapest defence against both.
Status at a Glance
| Measure | Status in September 2026 | What to do now |
| Private rented sector database | In the Act, not commenced, no date announced | Keep certificates and licence numbers in one place ready to upload |
| Private rented sector ombudsman | In the Act, not commenced, no date announced | Write down how you log and answer tenant complaints |
| Awaab’s Law for private rentals | In the Act, later implementation phase | Record every damp or mould report with the date you responded |
| Decent Homes Standard for the PRS | In the Act, later implementation phase | Survey kitchens, bathrooms, heating and windows for age and condition |
| EPC band C minimum | Policy confirmed 21 January 2026, regulations not laid | Get a current EPC and price the recommended measures before 2030 |
| Category 1 hazard civil penalties | In force since 22 June 2026 | Deal with damp, cold and heat hazards now, not after an inspection |
What do you have to do for making tax digital?
If your combined property and self-employment income was above £50,000, you have been inside Making Tax Digital for Income Tax since 6 April 2026. That means digital records and quarterly updates to HMRC through compatible software.
Who is in scope and when
Qualifying income is gross rent and trading income before expenses, which catches more landlords than people expect. The HMRC guidance on Making Tax Digital sets out the sign-up process and the software list.
| Tax year from | Qualifying income threshold | Typical landlord affected |
| 6 April 2026 | Above £50,000 | Around 3 to 4 properties at average UK rents, or 1 property plus self-employment |
| 6 April 2027 | Above £30,000 | Around 2 to 3 properties at average UK rents |
| 6 April 2028 | Above £20,000 | Around 1 to 2 properties at average UK rents |
The penalty regime is points-based
Each missed quarterly update or return earns one penalty point. Hit four points and you get a £200 penalty, plus another £200 for every later miss.
Late payment is charged separately at 3% of the tax owed at day 15 and again at day 30 for 2026 to 2027, rising to 4% the year after. Landlords running several properties should check whether a portfolio landlord policy or a multi-property policy would simplify the paperwork at the same time.
This is general information rather than tax advice. Check your own position with an accountant before you sign up or opt out.
Which dates should be in your compliance diary?
Four dates have already passed this year and three more are coming. The two that catch landlords out are the 31 May written statement deadline and the 22 June hazard penalty regime.
The 2026 compliance calendar
| Date | What it is | Action |
| 6 April 2026 | Making Tax Digital starts above £50,000 qualifying income | Sign up and move records into compatible software |
| 1 May 2026 | Renters’ Rights Act tenancy rules in force | Use Form 3A for possession and Form 4A for rent increases |
| 31 May 2026 | Written statement of terms due on pre-existing tenancies | Issue it now if you missed it and keep proof of service |
| 22 June 2026 | Civil penalties available for category 1 hazards | Inspect for damp, mould, excess cold and excess heat |
| 23 June 2026 | Rebuilt HHSRS guidance published, 21 hazards | Re-read the hazard list against your worst property |
| 31 July 2026 | Last day to issue court proceedings on an old Section 21 notice | Passed, so all possession is now Section 8 only |
| 6 April 2027 | Making Tax Digital threshold drops to £30,000 | Check whether this year’s gross rent crosses the line |
| 6 April 2028 | Making Tax Digital threshold drops to £20,000 | Most single-property landlords come into scope |
| 1 October 2030 | Proposed EPC band C minimum, subject to regulations | Budget against the £10,000 cost cap from now |
What to check before your next renewal
Possession now takes longer, hazard penalties start higher and empty periods between tenancies are more common. Check that your policy still covers voids, because most restrict cover after 30 to 45 days and longer gaps need unoccupied property cover.
Rent guarantee and legal expenses cover are the two sections that have gained the most value since May. Neither costs much next to a single defended possession claim.
Frequently Asked Questions (FAQs)
Yes, but only on a Section 8 ground served on Form 3A. Section 21 was abolished on 1 May 2026 and the transitional window for old notices closed on 31 July 2026.
No. You can propose a market rent once every twelve months using a Section 13 notice on Form 4A, and the tenant can ask the tribunal to review it.
No. Fixed-term assured tenancies cannot be granted at all now, and every tenancy runs as a periodic assured tenancy from day one.
You must give or refuse consent in writing by the 28th day after the request. If you ask for more information first, the deadline becomes the 7th day after they provide it.
No. Nothing can be required before the agreement is signed, and after signing the maximum is one month’s rent or 28 days’ rent for shorter rental periods.
Not yet. It is in the Renters’ Rights Act 2025 but has not been commenced, and no opening date has been announced as at September 2026.
Not yet. It has covered social housing since 27 October 2025 and extension to the private rented sector is scheduled for a later phase of the Act.
Band E. The band C target for 1 October 2030 was confirmed in January 2026 but the regulations have not yet been laid before Parliament.
The hazard list shrank from 29 to 21 and the scoring bands were simplified. Councils can also issue civil penalties of up to £7,000 for a category 1 hazard from 22 June 2026.
Only if your combined gross property and self-employment income was above £50,000. The threshold falls to £30,000 from April 2027 and £20,000 from April 2028.
Each miss earns a penalty point, and a £200 penalty applies once you reach four points. Every further miss after that adds another £200.
No. Discriminating against benefit claimants or families with children is unlawful, and so is an advert that implies it.
Up to £7,000 for an initial or minor breach and up to £40,000 for serious, persistent or repeat breaches. Serious cases can be prosecuted instead.
The tenancy reforms in this guide are England-only. Wales runs the Renting Homes (Wales) Act 2016 and Scotland uses private residential tenancies with its own rent rules.