Motorcycle Trade Insurance

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Compare Insurance Quotes from top UK’s leading Motor Trade insurers including:

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Why Compare Motorcycle Trade Insurance Quotes With SimplyQuote?

If you own a motorcycle trade business, you probably have your hands full with managing the company, staff, and stock. The last thing you want to do is to sift through stacks of paperwork to find an insurance policy that works for your needs and your budget.

SimplyQuote makes it easy to compare motorcycle trader insurance from leading insurance providers in the UK. Within minutes you will receive insurance quotes, allowing you to quickly find the best deal so you can get back to running your motorcycle business.

What Do You Need To Get An Insurance Quote?

Why Do You Need Motorcycle Trade Insurance?

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What Does Motorcycle Trade Insurance Cover?

Motorcycle trade insurance usually covers the following:

On-road cover

On-road cover, also called road risks insurance, allows you and your staff to operate motorbikes that don’t belong to you.

Trade plate insurance

Trade plate insurance is sometimes included as part of motorcycle trader insurance cover. It is commonly used in the motor trade industry.

Workmanship insurance

Workmanship insurance, also called service indemnity insurance, protects your business if it is accused of poor work that leads to an accident. This is applicable to mechanics who repair motorbikes.

Cover for tools

Tools and equipment cover protects your tools, machinery and any equipment you use in your motorbike trade. These tools are essential to your business, and the policy will cover the cost of repairing or replacing damaged or stolen equipment so you can keep running your business.

Stock protection

Vehicle stock cover protects the unsold motorcycles you have in your showroom. This cover is important if there is a break-in, fire or flood at your business premises.

Demonstration cover

Demonstration cover is specifically for motor trade companies selling vehicles that can be test-driven. In the case of motorcycle traders, demonstration cover protects customers who are test-riding your motorcycle stock. That means your customers – and your bikes – will be protected when out on the road.

Liability cover

Public liability

Public liability insurance covers your business for legal fees and compensation if there is an accident that causes injury or damage to a member of the public while on your business premises, as a result of your operations.

Business premise insurance

Business premise insurance offers financial protection if there is damage to your business property, whether it is an office, shop, showroom or workshop.

Contents cover

This cover protects everything inside the business property. For example, computers, furniture and desks. However, if you have specialist tools, you may need to get additional equipment cover for any technical equipment.

Business interruption cover

Business interruption cover will help your business to keep trading, by paying staff and utility bills, if there is a disruption (like a fire or flood) that forces the business to close.

What’s not covered?

  • Personal use of motorcycles
  • Wear and tear
  • Illegal use of motorcycles
  • Intentional damage to the stock or business premises
  • Negligence or misuse

What Are The Motorcycle Trade Insurance Cover Levels?

Which Add-Ons Are Available For Motorcycle Trade Insurance?

How Much Does Motorcycle Trade Insurance Cost?

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How To Get Cheaper Motorcycle Shop Insurance Policies

How To Compare Motorbike Trade Insurance Quotes With SimplyQuote?

  1. Fill in an online questionnaire: Provide info on yourself, your business, your stock and your level of cover needed.
  2. Select add-ons: Opt for which extras you want added to your insurance policy.
  3. Compare insurance quotes: Receive and compare quotes from leading insurance companies.
  4. Cut your costs: Save money on insurance premiums by finding the best deal.
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Frequently Asked Questions

What is motorcycle trade insurance?

Motorcycle trade insurance is an insurance policy specifically designed for businesses involved in the buying, selling, servicing, repairing or trading of motorbikes. It provides unique cover for risks faced by motorcycle traders so that their business operations are protected against liabilities and losses.

What are the benefits of getting insurance from a specialist motor trade insurance provider?
  • Receive highly tailored policies specific to your business operations.
  • The claims process is easy and straightforward so you can focus on running your business.