Part-Time Motor Trade Insurance

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Why Compare Part-Time Traders Insurance Quotes With SimplyQuote?

If you want to save money on your part-time motor trade insurance, the quickest and easiest way to do so is to have SimplyQuote on your side.

We understand working as a part-time motor trader or vehicle mechanic can be tough, especially when it’s your sideline business. That’s why the free, online comparison tool is here to streamline the process for you.

Forget the time-consuming process of comparing multiple part-time motor traders’ insurance and opt for the easy solution. Try out the online comparison tool today!

What Do You Need To Get A Part-Time Motor Trade Insurance Quote?

Why Do You Need Part-Time Motor Vehicle Trade Insurance?

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What Does Part-Time Motor Trade Insurance Cover?

What Levels Of Part-Time Motor Trade Insurance Are Available?

Part-time trader insurance includes everything that a standard private car policy would, with the option of three levels of insurance to choose from:

Third-party only (TPO)

TPO is the lowest level you can opt for and forms part of UK motor trade law.

It’s there to protect any third party involved in an accident that was the fault of the policyholder. If you cause a vehicle accident that damages someone else’s car or property, your insurance provider will pay any third-party costs.

It does not cover damages to your vehicles, employees or property.

Third-party, fire and theft (TPFT)

This type of insurance offers an extended version of the third-party-only cover, including compensation for damages caused to your personal vehicles by fire or theft.

This level of insurance does not cover repair costs should your vehicle be involved in an accident.

Fully comprehensive cover

This policy covers the widest range of motor trade insurance, combining both TPO and TPFT, with added benefits. A comprehensive insurance policy covers all damage to your vehicle and a third party if you are involved in an accident that was your fault. As a part-time trader, having a comprehensive policy means you can drive any vehicle whilst it is in your possession, including a customer’s car.

What Insurance Add-Ons Are Available For Your Part-Time Motor Trade Business? 

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How Much Does Part-Time Motor Trade Insurance Cost?

How Can You Reduce Your Part-Time Traders Insurance Premiums?

How To Compare Part-Time Motor Trade Insurance Quotes With SimplyQuote?

  1. Fill in the quick form: Tell us about yourself, the nature of your work and your location.
  2. Select the cover you want: Choose your level of cover and any additional add-ons.
  3. Compare quotes: Use SimplyQuote’s tool comparison tool to compare multiple insurance quotes from first-rate UK insurance providers within minutes.
  4. Save cash: Get the best deal and experience cost savings like never before!
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Frequently Asked Questions

What is part-time motor trade insurance?

Part-time motor trader insurance is a type of business insurance required by anybody who works part-time in the motor trade industry. For example, if you work evenings or weekends as a mechanic or car dealer, you should look into this type of insurance.

Is it compulsory for motor traders to have part-time motor traders insurance?

While part-time traders’ insurance is not required by UK law, there are elements of mandatory cover you will need, such as road risk and third-party cover.

Is public liability insurance a legal requirement for part-time motor traders?

Public liability cover is not a legal requirement for part-time motor traders but it is advised to add this kind of cover to your policy. It protects you against third-party claims should someone sustain injuries on your business property or if you damage third-party property.

Without it, you are liable to foot the bill.

How many optional extras can I add to my part-time motor trade policy?

Part-time traders can add as many optional extras as they like, provided they are aligned with the nature of your business. To avoid unnecessary expenses, we advise you only choose the add-ons you really need.